• How to use a mortgage calculator

    Our home is almost certainly going to be the most expensive thing we ever buy and a mortgage the biggest loan we take out. Checking how much the monthly repayments are going to be and the affordability of the mortgage is vital.

  • The pros and cons of having a cash back mortgage

    A cash back mortgage offers cash in addition to the amount of money a person is going to be borrowing.

What is wrong with single premium Payment Protection Insurance

Posted in Insurance | Posted by Roger | No Comments »

Payment Protection Insurance is insurance intended to cover a loan, finance or credit card payments in case you are made redundant or are too sick to work. Commonly known as ‘PPI’, it is sometimes referred as ‘payment cover’ or ‘Accident, sickness and unemployment cover’ (‘ASU’ abbreviated).

How to use a mortgage calculator

Posted in Featured | Posted by Roger | No Comments »

Our home is almost certainly going to be the most expensive thing we ever buy and a mortgage the biggest loan we take out. Checking how much the monthly repayments are going to be and the affordability of the mortgage is vital.

The pros and cons of having a cash back mortgage

Posted in Featured | Posted by Roger | No Comments »

A cash back mortgage offers cash in addition to the amount of money a person is going to be borrowing.

How To Find The Best Car Insurance Quote

Posted in Insurance | Posted by Roger | No Comments »

It is necessary for every person who owns a car to buy motor insurance. When selecting a car insurance plan is important to find a plan that fits your needs and does not cost you more money than it should. You should take the time to educate yourself about the different types of auto insurance that are available. The following article is a great way to start.

The Shame Of The Bailed Out Banks And The PPI Scandal

Posted in Credit | Posted by Roger | No Comments »

Payment Protection Insurance, shortened basically as ‘PPI’, is actually in theory, an incredibly responsible insurance product that is designed to help people in the event that they are unable to meet the payments of their financial loan or credit card. Nevertheless, what should have been a positive addition towards the financial services range of products of leading lenders of the UK, has in fact become a ‘weapon’ utilised by banks to take money from millions of unsuspecting customers.

How To Improve Your Credit Score

Posted in Credit | Posted by Roger | No Comments »

There are many things that you need to know on how to improve your credit score. This is especially useful and valuable if you would like get the best deals on the various credit options which can be offered to you. A high credit history can ensure you that at least your credit applications have higher probability of getting approved.

How To Protect Your Retirement Fund Against Inflation

Posted in Personal Finance | Posted by Roger | No Comments »

Building up a pension for your retirement may take many years and can involve short-term sacrifice for that long-term peace of mind. Subsequently, when you come to retire, you want to make the most of that pension fund and see that it not only provides the best return possible but keeps on providing for the rest of your life. Remember however, thanks to medical advancements and lifestyle changes, this might be a very long time.

The right way to best employ our investment funds

Posted in Investments | Posted by Roger | No Comments »

Let us take a look at the ‘big picture ‘ for investment returns for varied asset sectors vs inflation during the last 70 years. This could give us a broad viewpoint on the right way to best employ our investment funds. I think it is prudent that every investor regardless of age or level of investment experience should diversify their investments between property, stocks and fixed income investments. The table below compares the long term return performance for Treasury Bills, Gold, Treasury Bonds, company bonds, home costs and common stocks.